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Kentucky state law requires anyone who has a
vehicle titled in their name to obtain Auto Insurance
(this includes trucks, cars, antique cars and
motorcycles). Auto Insurance’s primary objective is
to protect your vehicle from damage, damage you
cause to someone else’s property, and to protect
you from a lawsuit resulting from an accident.

Kentucky state law requires the minimum liability
limits of $25,000 per person/$50,000 per
accident/$10,000 property damage.  Kentucky is a
no fault state and requires you to carry Personal
Injury Protection(PIP) on your auto policy too.  You
also have the option to protect your vehicle from
loss with the addition of comprehensive(deductible
applies), collision(deductible applies), emergency
roadside service and rental car.

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